Grab an IDFC Bank Millennia Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Key Highlights of IDFC Bank Millennia Credit Card |
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| Best Suited for | Rewards and Online Shopping |
| Joining Fee | Nil (Lifetime Free Credit Card) |
| Annual Fee | Nil (Lifetime Free Credit Card) |
| Welcome Benefits | Gift vouchers worth Rs. 500 and 5% cashback on first EMI transaction |
| Best Feature | Up to 10X Reward Points that never expire |
| The Money Fair Rating | ★★★(3/5) |
| Category | Rewards Earned |
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Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.
The fees and charges applicable to IDFC Millennia Credit Card are mentioned below:
| Type of Fee/ Charge | Amount |
|---|---|
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Joining Fee |
Nil |
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Annual/ Renewal Fee |
Nil |
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Finance Charges |
starting at 0.75% p.m. (9% annually) |
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Late Payment Fee |
15% of Total Amount Due (subject to Min Rs. 100 and Max up to Rs. 1250) |
IDFC Millennia Credit Card can be a good choice for someone who is looking for a card with a higher credit limit and good reward points. It offers up to 5 Reward Points per Rs. 150 spent along with a wide range of benefits such as discounts on shopping, dining, movies, and more. However, before applying for the card, it is advised to check the fees and charges associated with the card as well as the terms and conditions to make sure it is the right card for you.
It depends on your individual needs and preferences. IDFC Millennia Credit Card offers various benefits such as reward points, cashback, discounts and more. You should consider your individual spending habits and lifestyle to determine if it is a good fit for you.
Click here to apply for this credit card.
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Q. How can I apply for IDFC Millennia Credit Credit Card?
A. You can apply for the IDFC Millennia Credit Card online or by visiting the nearest IDFC Bank branch. You can also call the bank’s customer service number and apply for the card over the phone.
Q. How can I check the application status of my IDFC Millennia Credit Card?
A. You can check the application status of your IDFC Millennia Credit Card by calling the IDFC Bank Credit Card Customer Care Number at 1800 419 8585 or 1860 419 8585. You can also check the status online by visiting the IDFC Bank website.
Q. I don’t have an account with IDFC Bank. Can I apply for IDFC Millennia Credit Card?
A. Yes, you can apply for an IDFC Millennia Credit Card even if you do not have an account with IDFC Bank.
Q. What should I do if I Iose my IDFC Millennia Credit Credit Card?
A. If you lose your IDFC Millennia Credit Card, you should immediately call the bank's customer care helpline or visit the nearest branch to report the loss. The bank will deactivate the card to prevent misuse, and will issue you a new card after verifying your identity.
Q. Can I convert my IDFC Millennia Credit Card purchases into EMIs?
A. Yes, you can convert your IDFC Millennia Credit Card purchases into EMIs. You can do so by logging into your IDFC Bank account, selecting the 'EMI' option, choosing your repayment tenor, and selecting the 'Confirm' option.
